Variable Income

Variable income describes those investments to which is not possible to determine, while buying or investing, how much profits (or losses) the investor could have. It is possible to make huge profits in a short term. On the other hand, it is also possible to lose large amounts of invested capital.


Variable income is directly related to share and stocks, equity funds and any assets that have significant changes on pricing, ups or downs, and have no fixed rate for paying investors back, and then having their prices constantly negotiated within the stock market, freely. Other variable income examples include foreign currencies, gold and commodities in general.


Investing in variable income assets leads to higher risks in favor of a chance of getting higher profits and, many times, in a shorter period of time. This kind of investment is NOT recommendable to people who are averse to risks, as losing money is always a possibility. Also, we must bear in mind that investing in shares and stock is no gambling at all, but a matter of market knowledge and study, as it requires a thorough analysis of the macroeconomic scenario for the particular asset in which a person is willing to invest.


Thus, for one to be investing in variable income assets, it is necessary to be up to the rules, trends in the economy perspectives and forecasts for companies or the assets. Here, in Ynvestimentos, you’ll be learning how the main variable income assets work in Brazil, their rules, risks, costs and strategies. Check it out:



biticon

Bitcoin

1. What is it? Bitcoin is a virtual coin. This is the best definition for understanding what Bitcoin is. Think as if it were literally a coin: There is a parity against other currencies,...

acucar-cristal

Crystal Sugar

Crystal Sugar 1. What is it? It is possible to trade with Sugar futures in BM&F. This kind of contract started to being traded in January 2013, and its object is the special crystal...

boi-gordo

Cattle

1. What is it? It’s possible to trade with cattle contracts at BM&F. The object of the contract is an ox with this following specs: male, castrated, well developed, grown in a grassland or...

cafe

Arabica Coffee

1. What is it? It is possible to trade with coffee future at BM&F. The object os the crude coffee grain – coffea arabica – produced in Brazil, type 4-24 (4/5) or “hard drinking”,...

petroleo

Crude Oil

1. What is it? By June 2013, BM&F started trading with crude oil futures, with contracts firstly based on the CME Group (Chicago Mercantile Exchange). The object for the contract is the WTI barrel,...

etanol

Ethanol

1. What is it? It’s possible to trade with ethanol futures at BM&F. The contract’s object is the hydrated ethanol used as fuel, according to specs from Agência Nacional de Petróleo -ANP (National Petroleum...

milho

Corn

1. What is it? It is possible to trade with corn futures at BM&F. These contracts started to be traded by 2008. Their object or the commodity traded is the bulk corn in grains,...

soja

Soy Beans

1. What is it? It is possible to trade soy bean futures at BM&F. The object for that contract is the bulk soy for export, with the following specs: 14% of humidity, 1% of...

ouro

Gold

1. What is it? Gold is maybe the most relevant precious metal in the history of the mankind. Since the ancient times, the man works with gold not only to produce tresures and jewels,...

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Swap

1. What is it? Swap literally means an exchange. For finance purposes, it’s a derivative in which two counterparties exchange positions and assets in order to reduce or mitigate risks, especially regarding their profitability....