Investor Profile Analysis
The investor profile analysis (IPA) is a test that aims to find the profile of an investor, in order to align his investments to objectives, strategies and especially to the risk exposure that can be faced by him. Such analysis is also known as ‘suitability’, and is widely used elsewhere, following standards, to identify how much risk each investor is willing to face. The IPA test is also used by banks and brokers, to find their customers’ objectives.
Once the profile is found, we can help you search for the best investment options, meeting your needs and milestones. However, the test must be constantly updated, or at least anytime that something relevant changes in the investor life style, like a pay rise, a new dependent or new milestones. No matter what the profile reveals to be, you can invest in anything you want. The main objective here is to provide a North to investors, which does not mean an ultimate truth is reached – that is simply a matter of orientation.
If you are more conservative, nothing hinders you from putting your money in stock. Likewise, if you are more aggressive, you can still use a savings account. However, once the questionnaire is done, the best investment option will be shown to you, as the test has been conceived to find options that fit better to your personality and needs.